Subsecretaria Fuentes señaló que postura de Bolivia en La Haya demostró “necesidad crítica de un fallo que explique y aplique el derecho internacional”

"Las demandas reconvencionales de Bolivia han extendido innecesariamente la disputa ante esta corte. Se basan en las mismas premisas falsas de las defensas de Bolivia a las demandas de Chile y por lo tanto deben ser desestimadas en su totalidad", aseguró la agente de Chile y subsecretaria de Relaciones Exteriores, Ximena Fuentes. Concluidos los alegatos orales, la CIJ se encuentra en condiciones de dictar sentencia. “Esperamos que se conozca en un plazo de seis a doce meses”, indicó la autoridad.

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14 ABRIL 2022

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","type":"text"},{"_id":"JFCVPNK4F5FSLDSFI3BTI2S4XI","additional_properties":{},"content":"“La inclusión financiera significa tener acceso a los servicios bancarios, pero también la calidad de esos servicios y cómo entregan, en definitiva, bienestar financiero. Efectivamente tenemos una alta bancarización, pero ¿cuánto uso se hace de los productos y cómo es la calidad?“, se preguntó de entrada Juan Antonio Figueroa, director ejecutivo de ChilePay, corporación chilena para la digitalización del efectivo. ","type":"text"},{"_id":"L26VCVJTQFFGPIRMQV5JHTTDUI","additional_properties":{},"content":"Por su parte, Marcelo Forni, presidente del directorio de Cajas de Chile, que reúne a Caja18, Caja La Araucana, Caja Los Andes y Caja Los Héroes, graficó esta falta de inclusión social a partir del universo de beneficiarios de las Cajas de Compensación, “donde atendemos a un sector muy vulnerable, de trabajadores de sectores medios y bajos y también pensionados. Siempre hemos visto con preocupación el tema de la inclusión financiera, porque hay mucha gente que todavía no puede acceder a ciertos productos y servicios. Y, en mi opinión, para esos efectos tenemos el mejor instrumento, como lo es el crédito social, que hoy beneficia a 2 millones de personas, de los cuales el 60% no tiene acceso al sistema financiero tradicional”. ","type":"text"},{"_id":"J3I3QZKIXFEUBAZMJE3DDYR6EU","additional_properties":{},"content":"En cuanto a la educación financiera, “como ChilePay creemos que es un desafío tremendo, del que no se pueden restar los privados”, sostuvo Juan Antonio Figueroa, mientras que Marcelo Forni agregó: “No puedes incluir a la gente cuando significa otorgarle una tarjeta de crédito o un cupo en una casa comercial, si esa inclusión no va acompañada de información que le permita tomar buenas decisiones. Avanzar en inclusión financiera sin ir paralelamente educando puede significar que a la gente tuve ocasión de un problema mayor. Y por eso en las Cajas creemos que es muy importante que las dos cosas sean tratadas de la misma manera\".","type":"text"},{"_id":"QIW4LPXD3RCEJDZLYNH66Q57GA","additional_properties":{},"content":"¿Hacia dónde debiera ir dirigida esa educación financiera? Desde ChilePay, Juan Antonio Figueroa apunta al grupo de personas mayores y también el de muy jóvenes, especialmente a la hora de hacer frente a los intentos de fraude. “Con un clic hacen muchas cosas, pero no entienden necesariamente las responsabilidades que están tomando”, aseguró. ","type":"text"},{"_id":"UETOW6E6LJEJNCOSBZE76JYBPU","additional_properties":{},"content":"Educación financiera “en tierra de nadie”","level":2,"type":"header"},{"_id":"XBZLLMSUCFAC3BLYUZYABZS2KM","additional_properties":{},"content":"En el segundo bloque de Caja Abierta, llamado Box Populi, los diputados Constanza Schönhaut (Frente Amplio) y Eduardo Durán (RN) abordaron los principales aspectos que debiera considerar la educación financiera en el país. ","type":"text"},{"_id":"DAMT6IAT65GHJH4GRHIOFD7X7A","additional_properties":{},"content":"Para comenzar, la diputada Schönhaut habló de una paradoja a la hora de hablar de inclusión financiera: por un lado, cada vez más jóvenes tienen acceso a instrumentos bancarios, pero a la vez viven en familias donde más de algún miembro está sobreendeudado o tiene problemas con el sistema. Algo similar ocurre con la brecha de género: las mujeres son mejores pagadoras que los hombres, pero tienen menos acceso a servicios financieros.","type":"text"},{"_id":"JLKJ45MUS5HUHOKFICLMF2XSTQ","additional_properties":{},"content":"¿Por qué no se ha avanzado más en políticas de educación financiera? “Pareciera que (en el Congreso) este tema cae en tierra de nadie; porque el tema llega a Educación, pero ellos dicen: ”Esto es financiero\". Después lo toma Hacienda y dice: “Pero si esto es educativo”. Lo primero es establecer dónde radica la responsabilidad y el mandato legal e institucional de hacerse cargo de la educación y la inclusión financiera\", aseguró Constanza Schönhaut. ","type":"text"},{"_id":"QXDI4PULQ5ATBAE25YPXSJAFJQ","additional_properties":{},"content":"Eduardo Durán, en tanto, se refirió a la idea de legislar en torno a la creación de microcréditos que lleguen a las personas que hoy no pueden acceder al sistema financiero tradicional, pero demuestren ser, por ejemplo, buenos pagadores de sus servicios básicos. “También abrirnos a la opción de crear cuentas de ahorro indexadas a algún seguro para proteger el patrimonio de las personas, o seguros de salud o de vida, productos que hoy no están al alcance de los grupos de menores recursos”. 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